Mortgage Blog

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What is the Qualifying Rate

What is the Qualifying Rate

May 7, 2018 | Posted by: Kimberly Singh

The Department of Finance introduced the Qualifying Rate in 2010 as a new way to assess borrower eligibility and ensure borrowers can handle their payments should rates begin to rise. The qualifying r ... [read more]

Who Should Get A Mortgage Pre-Approval

Who Should Get A Mortgage Pre-Approval

April 16, 2018 | Posted by: Kimberly Singh

A mortgage pre-approval can be an important part of your pathway to building wealth, giving you a real-world picture of your options: that is, your opportunities as well as your limitations. A mortga ... [read more]

Why You Need an Emergency Fund And How to Get One

Why You Need an Emergency Fund And How to Get One

October 19, 2017 | Posted by:

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ... [read more]

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

October 12, 2017 | Posted by:

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ... [read more]

Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

October 5, 2017 | Posted by:

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ... [read more]

The Benefits of Investing in Income Producing Properties

The Benefits of Investing in Income Producing Properties

September 28, 2017 | Posted by:

Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ... [read more]

Strategies to Dig Yourself Out of the Debt Hole

Strategies to Dig Yourself Out of the Debt Hole

September 21, 2017 | Posted by:

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ... [read more]

Welcome

Welcome

September 14, 2017 | Posted by:

Welcome to my new Website. I hope you find the information interesting. Should you have any questions, please feel free to contact me. ... [read more]

2 Out of 3 Don't Shop at Renewal

2 Out of 3 Don't Shop at Renewal

September 7, 2017 | Posted by:

Every now and then we see a mortgage stat that’s a jaw-dropper. This finding from Manulife Bank is one of them. It suggests there are a lot more people with money to burn than one might expect. ... [read more]

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Kimberly Singh
Kimberly Singh, AMP
Milton, Mortgage Agent
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